When Is a Used Car Better than New?

In Bloomington, people are smart about their money. Whether they look for great deals, or take on second jobs to help make ends meet, Bloomington folks know how to make a dollar work hard. The best combination of these two money-saving ideas is buying a used car for a second job, especially if it’s a delivery type of job.

Used cars Bloomington, IN residents buy cars that are low cost and high quality, and which fulfill a need. Let’s say you are taking on a second job delivering papers every morning before setting off to your primary job. Or maybe you are delivering pizzas on weekends to earn some extra cash. You don’t necessarily want to put all those extra miles on the family car. You also do not want to pay the higher insurance rates those extra miles could bring if your insurer finds out about the second job.

A used vehicle will cost substantially less than a newer one, saving you a bundle at the beginning. Insurance costs are considerably reduced, as well. Depending on how old the car is, you may consider it disposable when you are done with the second job. In some cases, the investment and cost of gas and maintenance can be offset against your earnings at tax time.

Tips for Indianapolis Used Car Buyers

Indianapolis car shoppers are among the savviest out there. They have mastered the art of shopping for a used car, something that makes every car dealership in Indianapolis quake with fear. From choosing cars to negotiating prices, these tips are the ones that let these Hoosiers make smart used car deals.

The first step is to set your budget. Only you know how much you can afford to spend. Only you know if you want to pay cash in full or make a down payment and have payments. Don’t let the car dealership Indianapolis salesman talk you into something you can’t afford.

Next, you need to have an idea of the type of car you are looking for. Do you need a pickup truck, SUV, or sedan? Think about what you want to use the car for. Picking up lumber for the jobsite or picking up girls on a Friday night? Then look at what makes and models of this car type fit into your budget.

Once you have narrowed down the possible car models, look into what insurance will cost you for those vehicles. Many people leave this until after they make a purchase and are shocked by the rates insurance companies charge.

Determine certain parameters that you can and cannot live with. How old is “too old” when it comes to a used car? How many miles can the vehicle have?  Should you buy an “as is” model and fix it up yourself? These are all questions only you can answer, because only you know how you will use the car and how much you are willing to invest in it in terms of time and money.

Following these simple tips for Indianapolis residents, you can make a great used car purchase.